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    <loc>https://www.sl-cpa.net/miamicpa/dme-rentals</loc>
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    <lastmod>2025-08-30</lastmod>
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      <image:title>Blog Orig - PFA and GAAP Rules for Florida HME/DME - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.sl-cpa.net/miamicpa/mastering-the-15-operating-margin-rule-for-ahca-licensure-in-florida</loc>
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      <image:title>Blog Orig - Mastering the 15% Operating Margin Rule for AHCA Licensure in Florida - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.sl-cpa.net/miamicpa/e6kgjfqdeebo7xdszv25gxtk7a90pr</loc>
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    <lastmod>2024-09-10</lastmod>
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      <image:title>Blog Orig - Comparing Home Health Agencies, Nurse Registries, and Homemaker Companion Services in Florida - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.sl-cpa.net/miamicpa/ahcas-change-in-ownership-explained-non-legal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-30</lastmod>
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      <image:title>Blog Orig - Change in Ownership Tips for   the Proof of Financial Ability to Operate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.sl-cpa.net/miamicpa/jsrhq8ow4rxughmxmi3z7j4tl7z783</loc>
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    <lastmod>2022-04-04</lastmod>
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      <image:title>Blog Orig - Don’t Forget About this Nobel Profession: Home Care Workers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/ins2sys8sicmmkjdsrlnu3nt99au59</loc>
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    <priority>0.5</priority>
    <lastmod>2021-10-15</lastmod>
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      <image:title>Blog Orig - Good Mental Health is Good for Business - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/how-to-enter-your-electronic-signature-e-sign-in-a-pdf-received-from-from-adobe-sign</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-09-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1631573103344-8YYE9HBQRA8XJ6FNTFEU/type+your+signature+in+Adobe+Sign</image:loc>
      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures - Step 3 Sign Click to sign Next to the Red sign arrow.. type your name from the keyboard</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1631570721456-PDT38LNPX0M5DTCAY1VG/Review+and+sign.jpg</image:loc>
      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures</image:title>
      <image:caption>Here you will see the email that you will receive from Adobe Sign Step 1 Review and Sign Click "Review and sign"</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1631571800562-4Q0TRNTHXYAP3J68DDG6/Yellow+start+arrow.jpg</image:loc>
      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures</image:title>
      <image:caption>Step   2 Click here to sign Look for the Yellow Start arrow and click the yellow to sign your name.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1631572722058-DUW2QZPHSZSR9QFXRZ0R/Sign.jpg</image:loc>
      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures - Step 5 This means you have read the form and approve your signature. Then click the blue button "click to Sign" .</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1631571972771-YZCMC3JB2IUG6DMA9UOI/You+are+all+set.jpg</image:loc>
      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures - Step 6 "You're all set" The "You're all set" screen means, you are 99% done and the signed document was automatically sent to the person who requested the signature. The last step follows next</image:title>
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      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1631571857654-D1KD30E7DIFPTBP6LR21/Apply.jpg</image:loc>
      <image:title>Blog Orig - Adobe Sign Made Easy for Electronic Signatures - Step 4 Sign The word Apply means you are giving " Adobe Sign" the ok to begin their electronic process. Now click, Apply.</image:title>
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  <url>
    <loc>https://www.sl-cpa.net/miamicpa/5-steps</loc>
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    <lastmod>2021-10-11</lastmod>
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      <image:title>Blog Orig - 5-Tips before You Start a Florida Nurse Registry - Step 1-Commit to Spend Time The first step is to begin thinking about your business plan, i.e., sources of revenue, number of RN’s, LPN’s ,Home Health Aides, Homemaker Companions other employees, and costs to operate. This type of information is key to developing and preparing your Proof of Financial Ability to Operate (PFA). Before you start, you should be aware of a very important form, that is part of the AHCA application process known as the Proof of Financial Ability to Operate (PFA) that was mentioned above. I have spoken to applicants who forgot to include the PFA because they did not understand the instructions or incorrectly completed the form. With a little preparation and setting aside the time, you can avoid the misfortune of being rejected by AHCA for failing to include the PFA or to correctly prepare the PFA.</image:title>
    </image:image>
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      <image:title>Blog Orig - 5-Tips before You Start a Florida Nurse Registry - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/business-budgets-projectionsnbsp-or-forecasts-without-spreadsheets</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-10-06</lastmod>
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  <url>
    <loc>https://www.sl-cpa.net/miamicpa/nurse-registry-proof-of-financial-ability-to-operate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1627654799577-8AK9AACDM41SXQUMLF5Z/Nurse+registry.jpg</image:loc>
      <image:title>Blog Orig - Nurse Registry Proof of Financial Ability to Operate - What is your next step ?</image:title>
      <image:caption>The next decision to make, is whether you want to self-prepare the Proof of Financial Ability to Operate or use a CPA or accountant or bookkeeper to prepare the Proof of Financial Ability to Operate. That decision is up to you. If you are good at spreadsheets,  understand  AHCA's  instructions and confident that completion of the form is easy, then a self-prepare the Proof of Financial Ability to Operate may be for you.  Most applicants feel the form is too complex for them. I think the analogy is  similar to buying bedroom furniture from Ikea. Constructing Ikea furniture is  way too complicated for me, and I usually having an expert build the furniture. If you feel the same way about complex financial forms, then  another suggestion, is to use a  bookkeeper or non CPA/accountant to help. A word of caution,  then make sure they have experience in preparing  a Proof of Financial Ability to Operate and know how to prepare and articulate in writing the assumptions.  Assumptions are very important for AHCA to understand your projected business. AHCA's instructions clearly state  "The assumptions an applicant uses are essential in developing a projected set of financial schedules and should be consistent with the applicant's business plan.  All assumptions used in the projections should be contained in accompanying notes to the projections."</image:caption>
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      <image:title>Blog Orig - Nurse Registry Proof of Financial Ability to Operate - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1629586570328-1HR131U09EODYV1WH8KC/nurse+registry++ahca+PFA++infographic</image:loc>
      <image:title>Blog Orig - Nurse Registry Proof of Financial Ability to Operate - Make it stand out</image:title>
      <image:caption>IF YOU NEED HELP CONTACT ME BY CLICKING HERE</image:caption>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/the-1-financial-faq-from-florida-healthcare-license-applicants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-11</lastmod>
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      <image:title>Blog Orig - The #1 Financial FAQ from Florida Healthcare License Applicants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/alternatives-to-audits-and-reviews</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:title>Blog Orig - Alternatives to Audits and Reviews - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/bookkeeperduties</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1622991370055-XDJV1ZGV1MS8LO2JUTUC/What+should++a+bookkeeper+do.png</image:loc>
      <image:title>Blog Orig - Top 12 Duties of a Bookkeeper for a Small and Mid Sized Business - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/nasdaq-board-diversity</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:title>Blog Orig - Diversity for Board of Directors</image:title>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/quickbooks-self-employed-the-pros-and-cons</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
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      <image:title>Blog Orig - QuickBooks Self-Employed is Useful, but Read the Fine Print</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/florida-medicaid-alert-for-changes-in-ownership</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-01</lastmod>
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      <image:title>Blog Orig - Florida Medicaid Alert for Changes in Ownership</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/quickbooks-cash</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:title>Blog Orig - QuickBooks Cash Offers Same Day Deposits and Free ACH Transfers</image:title>
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  <url>
    <loc>https://www.sl-cpa.net/miamicpa/umk8vvk3ia96p5skwxg1spjlj327wz</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1615913581641-RQ0S9LSJGFU1UTOPLSRL/Covid+19.jpg</image:loc>
      <image:title>Blog Orig - Understanding Your Employees During COVID 19</image:title>
      <image:caption>Caring for Employees is Especially Important during COVID 19</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/now-is-not-the-time-to-gamble</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1615321790579-OI0HYG42AS82KI9S6LZB/GMB-+Now+is+not+the+time+to+gamble.png</image:loc>
      <image:title>Blog Orig - Now is not the Time to Gamble</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/fraudulent-form-1099g-for-unemployment-insurance</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1614707939921-CKSDFNPWHENKCYZ0CX4R/1099G+blogpost.png</image:loc>
      <image:title>Blog Orig - Reminder to be Aware of a Big Unemployment Insurance Scam and to Check Your Tax Form 1099-G one More Time</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/do-it-yourself-bookkeeping-vs-remote-bookkeeping</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1614185965672-GWT11MLBEX6M7HGC4WU9/BK+Path.png</image:loc>
      <image:title>Blog Orig - Do It Yourself Bookkeeping  vs  Remote Bookkeeping</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/openingabankaccount</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1613492359589-NVNPFAH6X787V3I40WEP/Bus+Bank+FB.png</image:loc>
      <image:title>Blog Orig - Should I Open a Business Bank and  Credit Card Account ?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/quickbooksestimate</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1613158397758-44KY0I0N4F4MK1ITNRPJ/EstimateCombo.png</image:loc>
      <image:title>Blog Orig - Don't Use a Napkin or the Back of an Envelope for an Estimate ?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/quickbooks-bank-reconciliations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-02-20</lastmod>
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      <image:title>Blog Orig - Don’t Call your Bank, because that’s Not Always Your True Cash Balance.</image:title>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/ahca-license</loc>
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    <priority>0.5</priority>
    <lastmod>2021-10-11</lastmod>
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      <image:title>Blog Orig - AHCA-Health Care Clinic Licensure For Florida Medicaid Providers</image:title>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/blog-post-one-8mb5h</loc>
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    <priority>0.5</priority>
    <lastmod>2021-05-03</lastmod>
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      <image:title>Blog Orig - Being a Board Member of a Non Profit Makes you Feel Good</image:title>
      <image:caption>The #1 joy or just a good feeling is being a volunteer.</image:caption>
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  </url>
  <url>
    <loc>https://www.sl-cpa.net/miamicpa/category/Volunteering</loc>
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  <url>
    <loc>https://www.sl-cpa.net/miamicpa/category/QuickBooks</loc>
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  <url>
    <loc>https://www.sl-cpa.net/miamicpa/category/Healthcare</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
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  <url>
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      <image:title>Home - Company Background</image:title>
      <image:caption>How we started - Susan and Sandy Lenner worked together at a local accounting firm in South Florida. We found that our individual fields complemented each other’s, we enjoyed helping each other and what turned out to be inseparable ways. We left that firm and got married. Halfway - Soon after, Susan formed this firm and Sandy became an audit partner with an international CPA firm and specialized in the audit of public companies. Fast forward, 20 years later, Sandy joined Susan's firm and two Miami CPA’s decided to work together. Now - A few years later, we decided to cut back, to enable us to enjoy life, play tennis and Mahjong (my wife’s favorite). At the same time, we are now a small part-time boutique Miami CPA accounting firm. Ok, we will admit, we are retired, or call it semi-retired and spend a few hours each week to continue doing what we have love, to meet the needs of our clients. Contact us for help in preparing the AHCA Proof of Financial Ability to Operate form.</image:caption>
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      <image:title>Sandy Lenner</image:title>
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      <image:title>Services - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:title>Services</image:title>
      <image:caption>Proof of Financial Ability to Operate</image:caption>
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      <image:title>Services - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Certified QuickBooks ProAdvisor - Learn more about how we can help</image:title>
      <image:caption>Contact us to set up a quick Zoom meeting</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5c4c8bf1bcc00284e1412/1612622808116-FM1EGYDLE0LDOLECEA8U/AdobeStock_136641191.jpeg</image:loc>
      <image:title>Certified QuickBooks ProAdvisor</image:title>
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